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CREDIT
Mortgage Loans and Credit
ABC's of Mortgage Credit
Credit Guide Scoring
• Credit Reporting Agencies
How to Correct Errors
Credit Profiles
Credit Report Access
Credit Questions & Answers
FICO Scores

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Credit Scoring: How it Works

Credit Reporting Agencies collect information about you and your credit history from public records, your creditors and other reliable sources.

These agencies make your credit history available to your current and prospective creditors and employers as allowed by law. Credit agencies do not grant or deny credit.

The credit reporting agencies are:

Equifax
PO Box 105873
Atlanta, GA 30348
800-685-1111

Experian
PO Box 2002
Allen, TX 75013
Consumer Credit Questions
888-EXPERIAN (888-397-3742)

TransUnion
Post Office Box 2000
Chester, PA 19022
(800) 888-4213