Welcome to the GoodBrand Lending Web Site

The following sections are full of helpful mortgage terms and general information.

APPRAISALS • Appraisal Basics • Appraisal Methods • When To Order An Appraisal • Appraisal To Establish House Market Price • Appraisal Needed To Obtain Loan • Helping The Appraiser		BANKRUPTCY • Alternatives to Filing Bankruptcy • How to Avoid Foreclosure • Chapter 7 Bankruptcy • Bankruptcy And My Bills • Bankruptcy and Bill Collectors • Your Property and Assets • Your House and Car • About the Process • Bankruptcy Questions & Answers
CREDIT • Mortgage Loans and Credit • ABC's of Mortgage Credit • Credit Guide Scoring • Credit Reporting Agencies • How to Correct Errors • Credit Profiles • Credit Report Access • Credit Questions & Answers • FICO Scores		INSURANCE • Homeowners Insurance • 12 Ways to Save on Homeowners • Private Mortgage Insurance • PMI Cancellation • PMI Payment Options • PMI vs. FHA MIP • Title Insurance • Title Insurance Protection • Title Insurance Policy • Flood Insurance
LOAN PROGRAMS • Fixed Rate Mortgages • Adjusted Rate Mortgages (ARM) • Standard ARMS and the Differences • Introductory Rate ARM's • London Inter Bank Offered Rate (LIBOR) • Balloon Mortgages • Interest Rate Buydowns • Cost of Funds Index (COFI) • Graduated Payment Method (GPM) • Choosing The Best Program		REFINANCE • Refinance Considerations • Refinance Once, Then Do It Again • Build Home Equity Faster • Get Your Hands on Some Cash • Trade your ARM for Fixed Rates • Mortgage Refinance Costs • Analyze Your Savings • Paying Points For A Lower Rate • Your Personal Income Taxes • Consider Other Mortgage Programs • Deciding To Refinance • Refinance Calculator
SECOND MORTGAGES • Home Equity Credit Lines • Length of Second Mortgage • Payment Calculations • Second Mortgage Costs • Second Mortgage Rates